1. Acceptance of Terms and Conditions

By accessing this website and purchasing any products or services, you agree to be bound by these terms and conditions.

If you do not agree with any part of these terms, you should not use this website or purchase any services.

These terms and conditions apply to all users of the website.

2. Services

The website offers digital educational products and personal services, including but not limited to:

– online Tarot courses
– Tarot readings
– astrological consultations
– individual lessons

All services are provided for informational, educational, and self-development purposes only.

All content is based on the personal experience and interpretation of the provider and is not intended as professional advice, including but not limited to psychological, medical, legal, or financial advice.

The format and content of the services may be updated or modified at any time without prior notice.

3. Payment Terms

All payments are processed in USD (United States Dollars). The final charged amount may be converted into local Ukrainian currency (UAH) according to the exchange rate applied by the payment provider.

All payments are final and non-refundable due to the digital nature of the products and services.

The provider is not responsible for any additional fees, charges, or commissions applied by banks or payment systems, including currency conversion fees.

In case of any payment issues or technical difficulties, you may contact the provider directly via email or through the available booking options on the website.

The provider reserves the right to change prices for services and products at any time without prior notice. Price changes do not affect orders that have already been placed and paid for.

Payment availability may depend on the policies and restrictions of the payment provider or financial institutions.

By completing a purchase, you confirm that you have read and agreed to these terms and conditions.

4. Access to Digital Products

Upon purchase, you are granted access to digital materials/purchased content for a minimum period of 12 months. Access may be extended beyond this period at the discretion of the provider.

Access is provided for personal use only and may not be shared, transferred, or resold.

Access is granted after successful payment.

The provider reserves the right to modify, update, or discontinue the course or access to it at any time.

In the event that digital materials/purchased content is discontinued, access for existing users will be maintained for at least 12 months from the date of purchase.

The provider also reserves the right to suspend or revoke access to digital materials/purchased content without refund in case of violation of these terms and conditions.

5. Limitation of Liability

All information, materials, and services provided on this website are based on the personal education, experience, and interpretation of the provider.

The services are intended for informational and self-development purposes only and do not constitute professional advice of any kind, including but not limited to psychological, medical, legal, or financial advice.

No guarantees are made regarding specific outcomes or results from the use of the services or course materials.

By using this website and purchasing any services, you acknowledge that all decisions and actions taken based on the information provided are your sole responsibility.

The provider shall not be held liable for any direct or indirect consequences resulting from the use of the services or information provided.

6. User Responsibilities

Users agree to use the website and services in good faith and not to violate these terms and conditions.

Users must not share, distribute, or misuse the course materials or services provided.

7. Dispute Resolution

In the event of any disputes or disagreements, the parties agree to make every reasonable effort to resolve them through negotiations and mutual agreement.

If the dispute cannot be resolved amicably, it shall be settled in accordance with the applicable laws of Ukraine.

Any legal proceedings shall be conducted exclusively at the place of registration of the provider - in the city of Cherkasy, Ukraine. 

8. Contact Information

If you have any questions regarding these Terms and Conditions, you may contact the provider using the following details:

Email: anna.berezhniuk@gmail.com
The provider operates under the brand name “Tarot by Anna”.
Tax Identification Number (TIN) 3194514142
Registered address: Peremohy Avenue 34, Cherkasy, Ukraine.